Business Grants, Government Loans in Quebec
Starting, or growing a small business in Quebec, while exciting, can also be a challenging journey. One of the elements that can have a major impact on the success of your business, is access to funding.
Luckily, the province of Quebec, offers a number of great business grants, government loans, tax breaks and incentives to help small businesses and to support entrepreneurs at different stages of their business development.
These business grants and funding options can provide a financial boost that is required to turn innovation into a reality, expand operations and overcome the unexpected challenges of business ownership.
Join us as we explore all available Quebec business grants for 2026.
We will be looking at the regions in Quebec which will be able to provide you with the funding, the different types of funding available, what the funds can be used for, eligibility criteria as well, your access to over 190+ business grants, government loans..etc
Regions of Quebec Government Funding Covers
As a small business in Quebec , there are various funding options that your business may be able to obtain.
This funding comes from local governments, as well as regional governments; including all 17 regions; some shown below:
Montréal:
This region offers numerous funding opportunities, particularly for innovation and clean technologies. Organizations like Écotech Québec receive significant support to foster green technologies and sustainable development
Montérégie:
Businesses in this region can access various grants, loans, and tax credits aimed at supporting expansion, productivity improvements, and environmental sustainability
Capitale-Nationale (Quebec City):
This area has access to a wide range of government assistance programs, including those for technological innovation, business growth, and green initiatives
Laval:
Companies here benefit from government grants and loans designed to promote innovation, business development, and market expansion
Outaouais:
Funding programs in this region focus on boosting local economic development, supporting SMEs, and fostering technological advancements
Chaudière-Appalaches:
This region receives funding for business expansion, innovation, and productivity enhancements, with a strong emphasis on sustainable practices
Estrie:
Businesses in Estrie can access grants and loans to support innovation, market growth, and environmental projects. Special programs are available for research and development collaborations.
Saguenay–Lac-Saint-Jean:
Funding in this region is directed towards enhancing productivity, expanding market reach, and supporting innovation, particularly in traditional industries like forestry and mining
Bas-Saint-Laurent:
Grants and loans are available to support business growth, innovation, and environmental sustainability in this region.
Government funding in Quebec is tailored to address the specific needs and opportunities of each of these regions, aiming to promote balanced growth and equitable resource distribution across the province. You can review all regions of Quebec within the Funding Database in order to access all options at your fingertips.
Are Quebec Business Grants and Funding Right For You
If you are considering starting a business, or have an existing business in Quebec , you should consider government funding.
Remember, government funding does not meant just borrowing money (via Loan), but utilizing provided funding options such as government grants, incentives, tax breaks, credits..etc, towards the various expenses you may have in order to grow your business.
The benefit of being in Quebec , or the above mentioned regions of Quebec is that the government puts a lot towards the success of entrepreneurship, covering many audience types, including Startups, Women, Immigrants, Youth, Indigenous, Veterans, Minority Owned Businesses, Non Profits, Specific Regions as well as those in Specific Industries.
In other words, if you are a Canadian (or have PR); or are in business with a Canadian Citizen (or PR holder) and in need of funding support, chances are you are eligible for certain Quebec business grants and government funding programs.
With that in mind, you must have expenses that you’d like to cover. Have a look at the below, to see what Quebec small business grants can be used for!
What Can Quebec Small Business Grants Be Used For?
Quebec business grants and funding options can be used to cover a number of startup and expansion costs as you run your business. Here are some of the more commonly used user cases as how to benefit from the available funding:
☑️ To cover the initial startup and/or expansion costs
☑️ To assist you with purchase of tools, equipment and inventory to lower your initial costs
☑️ To help you adopt technology use in your business and get your business online
☑️ To provide you costs for marketing and advertising campaigns, or hire marketing related assistance
☑️ To give you working capital for the every day, day to day expenses
☑️ To cover the cost of wages for yourself, your staff and provide training
** ☑️ **and much more
These are just a few of the expenses that Quebec business grants and funding can be used towards. For a full list, access the Funding Database and take advantage of over 1,500 different options, covering hundreds of possible expenses your business may have.
What are the types of government funding options in Quebec?
The province of Quebec , including the mentioned local and regional government offices provide a large number of options for small business owners to take advantage of. These options vary from business to business, however the majority will come in the form of business grants, business loans and tax breaks/credits.
While these funds are all government funds, some can be government backed as well (via banks and lenders).
Quebec Business Grants
Business grants, considered free money is often the best form of funding that a business owner can obtain as it can give a business several key benefits, including:
Government grants in Quebec offer several benefits for businesses, including:
- Non-Repayable Funding: These are grants that do not need to be repaid, unlike loans, which helps businesses manage cash flow and reduce financial burden.
- Financial Support: These business grants provide crucial financial support, allowing businesses to invest in growth, innovation, and development without impacting their capital reserves.
- Risk Mitigation: Accessing these business grants reduces the financial risk associated with new projects, research and development, or expansion plans.
- Competitive Advantage: Government grants can enhance a business’s competitive edge by enabling investments in new technology, skilled labor, and market expansion.
- Encourages Innovation: Grants often target innovative projects, helping businesses develop new products, services, or processes that can lead to significant market advantages.
- Improves Credibility: Receiving a government grant can enhance a business’s credibility with investors, customers, and partners, as it demonstrates government support and validation of the business’s potential.
- Access to Expertise: Many grant programs offer additional resources such as mentorship, networking opportunities, and access to industry experts, which can be invaluable for business growth and development.
- Job Creation: These business grants aimed at job creation help businesses hire more staff, contributing to local economic development and increasing the company’s operational capacity.
Quebec Government Loans
Much like traditional bank loans, Quebec government loans are not different in a standard sense that you are still borrowing money, however, government loans have number of key benefits to a business owner utilizing them, including:
- Lower Interest Rates: Government loans often come with lower interest rates compared to traditional bank loans, making them more affordable and reducing the overall cost of borrowing.
- Flexible Repayment Terms: These loans typically offer more flexible repayment terms, allowing businesses to choose repayment schedules that align with their cash flow and financial situation.
- Access to Larger Amounts: Government loans may provide access to larger amounts of capital than other funding sources, enabling businesses to undertake significant projects or expansions.
- Support for Specific Sectors: Many government loan programs are tailored to support specific industries or sectors, providing targeted financial assistance to businesses in those areas.
- Encourages Investment in Innovation: Government loans often support innovation and development projects, helping businesses invest in new technologies, research, and development efforts that can drive growth and competitiveness.
- Boosts Business Credit: Successfully securing and repaying a government loan can help build and improve a business’s credit history, making it easier to obtain additional financing in the future.
- Job Creation and Economic Growth: Government loans can facilitate job creation and contribute to local economic development, benefiting both the business and the wider community.
- Supplementary Support: In addition to financial assistance, government loan programs may offer supplementary support such as business advisory services, mentorship, and networking opportunities.
Less Stringent Requirements: Government loans may have less stringent eligibility and collateral requirements compared to private sector loans, making it easier for small and medium-sized businesses to qualify.
QuebecTax Breaks / Tax Credits For Small Businesses
One of the easier funding types offered by the government of Quebec and the federal government is the available tax breaks and credits. These tax breaks and credits directly reduce the amount of taxes a business owes, resulting in significant cost savings that can be reinvested into the business.
By lowering tax liabilities, businesses retain more of their earnings, improving cash flow and financial stability. This also can encourage businesses to invest in new equipment, research and development, employee training, and other growth initiatives that might otherwise be cost-prohibitive.
No matter of the type of funding, be it a government business grant, a government loan, or a tax break/credit, as a startup or growing business, you should regularly check available government funding options in Quebec and take advantage of them.
How Much Grant Money Or Funding Can I Get For My Quebec Business
Our Funding Database currently has over 1,500 different funding options available.
A typical business owner in Quebec, starting up, or expanding their business, will be eligible to 4-5 different options. Multiple more options, if regular funding searches are conducted (this is done by our experts for you).
Funding amounts and how much you can get in grant funding varies from business to business, as it is based on your specific funding needs, in accordance to the expenses that you wish to cover.
Currently, for 2026, business grants and funding ranges from $1,000 to $500,000 (larger options are available when combined)
Am I Eligible for Quebec Small Business Grants?
Based on the current availability of government grants for small businesses in Quebec, there are key factors that can determine eligibility. Not all factors apply to every program, but worth noting to help maximize your access to grants and funding.
☑️Business Location (often your city or region)
☑️Business Type (ie: your industry)
☑️Business Stage, or Business Size (new business, existing business, # of employees and revenue)
☑️Funding Needs (what the funds will be used for)
☑️Economic Impact (what your business can do for the economy; ie: create jobs)
It is important to note: Most cities and regions within Quebec, offer some sort of government business grants and funding options to startups and existing business owners. While not every single business can get funds for every single type of expense, working with a funding expert can unlock potential to these options for you.
As mentioned, using our Funding Database, a typical business in Quebec is eligible to 4-5 funding options!
2026 Quebec Small Business Grants and Funding List - 125+ Options
Government funding options are constantly changing.
New city and regional options are constantly closing; and new incentives are coming in. Staying on top of these funding options is crucial to ensure you don’t miss any business grants and funding options for 2026.
Below is a list of over 125+ business grants, government loans and funding options that can help your small business in Quebec.
If you wish to consider any of the options, speaking with a qualified expert is recommended - call 1-800-288-9691.
Access 125+ Business Grants and Government Loans in Quebec
| Program | Amount | Description |
|---|---|---|
| PADAT: A Program Supporting the Development of Tourist Attractions | $5,000,000 | Through PADAT, Investissement Quebec provides business loans and loan guarantees to tourism businesses in Québec. Financing ranges from $150,000 to $2 million to cover 60% of eligible project costs, plus loan guarantees covering up to 70% of a net loss. |
| Tourism Relief Fund | $500,000 | Grants to support Quebec tourism businesses adapting operations to meet public health requirements while investing in future growth. |
| Quebec Economic Development Program (QEDP) – Diversify your economy | Various Amounts | Supports economic development in Quebec regions through repayable and non-repayable contributions to SMEs and non-profits. |
| Gaspésie and Maritime Regions Tax Credit | Various Amounts | Refundable tax credit varying by field of activity and eligible payroll. |
| Tax Credit for the Production of Multimedia Titles | Various Amounts | Support for multimedia companies in Quebec for production of multimedia titles. |
| Tax Credit for R&D Salary for Biopharmaceutical Activities | Various Amounts | Encourages R&D activity by biopharmaceutical companies in Quebec. |
| PRIVEQ Capital Funds | $7,000,000 | Private equity fund investing in profitable companies needing expansion, buy-out, buy-in, or recovery capital. |
| Aluminum Valley Tax Credit | Various Amounts | Refundable tax credit equal to 18% of the increase in eligible payroll for businesses in Saguenay–Lac-Saint-Jean engaged in aluminum activities. |
| Tax Credit for the Integration of IT in SMBs | $50,000 | Refundable tax credit covering up to 20% of eligible IT integration costs, up to $50,000. |
| UNIQ Financing – Project Financing | $50,000 | Financial assistance for Quebec entrepreneurs needing working capital to start or expand a business. |
| Summerhill Venture Partners | $4,000,000 | Early-stage venture capital firm investing in digital media and IT. |
| Next Canada – Next AI | Various Amounts | Seed funding and mentorship for AI startups. |
| Tax Credit for the Development of E-Business | $25,000 | Helps IT companies in Quebec grow through a refundable e-business tax credit. |
| Plaza Ventures | $100,000 | Venture capital funding for early-stage and high-growth Canadian companies. |
| French in the Workplace Program | Various Amounts | Free French classes and flexible workplace-based language training. |
| Growth Management and Coaching Service | Various Amounts | Guidance and support for businesses in the growth stage. |
| CRIQ Investissement Quebec | Various Amounts | Supports increased economic activity via business, industrial, and government partnerships. |
| Odyssey – Language Assistant Program | $27,000 | Paid, bilingual work experience for postsecondary students in another province. |
| Business Diagnostic | Various Amounts | Assistance for Quebec businesses in human resources management. |
| Industrial Systems Program | Various Amounts | Supports industrial energy efficiency across planning, improvements, and follow-up. |
| NOHC – Investment Grow Stream | $1,000,000 | Funding to encourage productivity and business expansion in Northern Ontario. |
| Women Entrepreneurs | $150,000 | Support from the Réseau of CFDCs and CBDCs to foster a vibrant Quebec economy. |
| Fondation Montréal Inc. Grant | $30,000 | Grants and support for low-income young entrepreneurs in Montreal. |
| Valorisation Jeunesse – Place à la relève | $2,500 | Funding for employers hiring youth in Montreal for the summer. |
| Tax Credits for Practicums in the Workplace | Various Amounts | Supports businesses offering practicums and workplace training opportunities. |