140+ Saskatchewan Small Business Grants in 2026

Business Grants, Government Loans in Saskatchewan

Starting, or growing a small business in Saskatchewan, while exciting, can also be a challenging journey. One of the elements that can have a major impact on the success of your business, is access to funding.

Luckily, the province of Saskatchewan, offers a number of great business grants, government loans, tax breaks and incentives to help small businesses and to support entrepreneurs at different stages of their business development.

These business grants and funding options can provide a financial boost that is required to turn innovation into a reality, expand operations and overcome the unexpected challenges of business ownership.

Join us as we explore all available Saskatchewan business grants for 2026.

We will be looking at the regions in Saskatchewan which will be able to provide you with the funding, the different types of funding available, what the funds can be used for, eligibility criteria as well, your access to over 140+ business grants, government loans..etc

Regions of Saskatchewan Government Funding Coverage

As a small business in Saskatchewan, there are various funding options that your business may be able to obtain.

This funding comes from local governments, as well as regional governments.

Northern Saskatchewan

The Northern Saskatchewan region includes areas like Prince Albert, La Ronge, and other northern communities. Special funding programs often target this region due to its unique economic and geographic challenges. This includes business grants, government loans, as well as tax breaks and incentives.

Central Saskatchewan

Central Saskatchewan encompasses cities like Saskatoon, Moose Jaw, and surrounding areas. Given the central location and economic significance, funding is often directed towards infrastructure, agricultural development, and technological innovation.

Southern Saskatchewan

The Southern Saskatchewan region focuses on cities like Regina, Swift Current, and Estevan. Funding initiatives often aim at energy development, manufacturing, and rural economic growth.

Eastern Saskatchewan

Eastern Saskatchewan includes areas like Yorkton, Melville, and other eastern municipalities. Funding may focus on rural development, urban infrastructure, and economic diversification.

Western Saskatchewan

In the Western Saskatchewan region, smaller communities and rural areas located west of Central Saskatchewan, including regions like Kindersley and Lloydminster, fit here. Funding here may support agriculture, small business development, and rural infrastructure.

Government funding in Saskatchewan is tailored to address the specific needs and opportunities of each of these regions, aiming to promote balanced growth and equitable resource distribution across the province. You can review all regions of Saskatchewan within the Funding Database to access all options at your fingertips.

Are Saskatchewan Business Grants and Funding Right For You

If you are considering starting a business, or have an existing business in Saskatchewan, you should consider government funding.

Remember, government funding does not meant just borrowing money (via Loan), but utilizing provided funding options such as government grants, incentives, tax breaks, credits..etc, towards the various expenses you may have in order to grow your business.

The benefit of being in Saskatchewan, or the above mentioned regions of Saskatchewan is that the government puts a lot towards the success of entrepreneurship, covering many audience types, including Startups, Women, Immigrants, Youth, Indigenous, Veterans, Minority Owned Businesses, Non Profits, Specific Regions as well as those in Specific Industries.

In other words, if you are a Canadian (or have PR); or are in business with a Canadian Citizen (or PR holder) and in need of funding support, chances are you are eligible for certain Saskatchewan business grants and government funding programs.

With that in mind, you must have expenses that you’d like to cover. Have a look at the below, to see what Saskatchewan small business grants can be used for!

What Can Saskatchewan Small Business Grants Be Used For?

Saskatchewan business grants and funding options can be used to cover a number of startup and expansion costs as you run your business. Here are some of the more commonly used user cases as how to benefit from the available funding:

☑️ To cover the initial startup and/or expansion costs

☑️ To assist you with purchase of tools, equipment and inventory to lower your initial costs

☑️ To help you adopt technology use in your business and get your business online

☑️ To provide you costs for marketing and advertising campaigns, or hire marketing related assistance

☑️ To give you working capital for the every day, day to day expenses

☑️ To cover the cost of wages for yourself, your staff and provide training

** ☑️ **and much more

These are just a few of the expenses that Saskatchewan business grants and funding can be used towards. For a full list, access the Funding Database and take advantage of over 1,500 different options, covering hundreds of possible expenses your business may have.

What are the types of government funding options in Saskatchewan?

The province of Saskatchewan, including the mentioned local and regional government offices provide a large number of options for small business owners to take advantage of. These options vary from business to business, however the majority will come in the form of business grants, business loans and tax breaks/credits.

While these funds are all government funds, some can be government backed as well (via banks and lenders).

Saskatchewan Business Grants

Business grants, considered free money is often the best form of funding that a business owner can obtain as it can give a business several key benefits, including:

Government grants in Saskatchewan offer several benefits for businesses, including:

• Non-Repayable Funding: These are grants that do not need to be repaid, unlike loans, which helps businesses manage cash flow and reduce financial burden.
• Financial Support: These business grants provide crucial financial support, allowing businesses to invest in growth, innovation, and development without impacting their capital reserves.
• Risk Mitigation: Accessing these business grants reduces the financial risk associated with new projects, research and development, or expansion plans.
• Competitive Advantage: Government grants can enhance a business’s competitive edge by enabling investments in new technology, skilled labor, and market expansion.
• Encourages Innovation: Grants often target innovative projects, helping businesses develop new products, services, or processes that can lead to significant market advantages.
• Improves Credibility: Receiving a government grant can enhance a business’s credibility with investors, customers, and partners, as it demonstrates government support and validation of the business’s potential.
• Access to Expertise: Many grant programs offer additional resources such as mentorship, networking opportunities, and access to industry experts, which can be invaluable for business growth and development.
• Job Creation: These business grants aimed at job creation help businesses hire more staff, contributing to local economic development and increasing the company’s operational capacity.

Saskatchewan Government Loans

Much like traditional bank loans, Saskatchewan government loans are not different in a standard sense that you are still borrowing money, however, government loans have number of key benefits to a business owner utilizing them, including:

• Lower Interest Rates: Government loans often come with lower interest rates compared to traditional bank loans, making them more affordable and reducing the overall cost of borrowing.
• Flexible Repayment Terms: These loans typically offer more flexible repayment terms, allowing businesses to choose repayment schedules that align with their cash flow and financial situation.
• Access to Larger Amounts: Government loans may provide access to larger amounts of capital than other funding sources, enabling businesses to undertake significant projects or expansions.
• Support for Specific Sectors: Many government loan programs are tailored to support specific industries or sectors, providing targeted financial assistance to businesses in those areas.
• Encourages Investment in Innovation: Government loans often support innovation and development projects, helping businesses invest in new technologies, research, and development efforts that can drive growth and competitiveness.
• Boosts Business Credit: Successfully securing and repaying a government loan can help build and improve a business’s credit history, making it easier to obtain additional financing in the future.
• Job Creation and Economic Growth: Government loans can facilitate job creation and contribute to local economic development, benefiting both the business and the wider community.
• Supplementary Support: In addition to financial assistance, government loan programs may offer supplementary support such as business advisory services, mentorship, and networking opportunities.

Less Stringent Requirements: Government loans may have less stringent eligibility and collateral requirements compared to private sector loans, making it easier for small and medium-sized businesses to qualify

Saskatchewan Tax Breaks / Tax Credits For Small Businesses

One of the easier funding types offered by the government of Saskatchewan and the federal government is the available tax breaks and credits. These tax breaks and credits directly reduce the amount of taxes a business owes, resulting in significant cost savings that can be reinvested into the business.

By lowering tax liabilities, businesses retain more of their earnings, improving cash flow and financial stability. This also can encourage businesses to invest in new equipment, research and development, employee training, and other growth initiatives that might otherwise be cost-prohibitive.

No matter of the type of funding, be it a government business grant, a government loan, or a tax break/credit, as a startup or growing business, you should regularly check available government funding options in Saskatchewan and take advantage of them.

How Much Grant Money Or Funding Can I Get For My Saskatchewan Business

Our Funding Database currently has over 1,500 different funding options available.

A typical business owner in Saskatchewan, starting up, or expanding their business, will be eligible to 4-5 different options. Multiple more options, if regular funding searches are conducted (this is done by our experts for you).

Funding amounts and how much you can get in grant funding varies from business to business, as it is based on your specific funding needs, in accordance to the expenses that you wish to cover.

Currently, for 2026, business grants and funding ranges from $1,000 to $500,000 (larger options are available when combined)

Am I Eligible for Saskatchewan Small Business Grants?

Based on the current availability of government grants for small businesses in Saskatchewan, there are key factors that can determine eligibility. Not all factors apply to every program, but worth noting to help maximize your access to grants and funding.

☑️Business Location (often your city or region)

☑️Business Type (ie: your industry)

☑️Business Stage, or Business Size (new business, existing business, # of employees and revenue)

☑️Funding Needs (what the funds will be used for)

☑️Economic Impact (what your business can do for the economy; ie: create jobs)

It is important to note: Most cities and regions within Saskatchewan, offer some sort of government business grants and funding options to startups and existing business owners. While not every single business can get funds for every single type of expense, working with a funding expert can unlock potential to these options for you.

As mentioned, using our Funding Database, a typical business in Saskatchewan is eligible to 4-5 funding options!

2026 Saskatchewan Small Business Grants and Funding List - 140+ Options

Government funding options are constantly changing.

New city and regional options are constantly closing; and new incentives are coming in. Staying on top of these funding options is crucial to ensure you don’t miss any business grants and funding options for 2026.

Below is a list of over 140+ business grants, government loans and funding options that can help your small business in Saskatchewan.

If you wish to consider any of the options, speaking with a qualified expert is recommended - call 1-800-288-9691.

Access 140+ Business Grants and Government Loans in Saskatchewan